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CoinucationTether DCA calculator: $100 daily since 2022
What a recurring buy would be worth today. Uses Coinucation's daily close history, not a model; fees and taxes are optional below. What is dollar-cost averaging?
$100 daily into Tether since Jan 1, 2022 is worth $173,222 today on $174,200 invested across 1742 purchases, a -0.6% result with an average cost of $1.00 against $0.9993 now. A lump sum of the same $174,200 on Jan 1, 2022 would be $173,195.
Invested vs value
daily $100 buysPurchase schedule
Every 218 days shown| Date | Price | Bought | Invested to date | Value then | P/L then |
|---|---|---|---|---|---|
| Jan 2022 | $1 | 99.4901 USDT | $100 | $100 | −0.5% |
| Aug 2022 | $1 | 99.4831 USDT | $21,900 | $21,798 | −0.5% |
| Mar 2023 | $1 | 99.0552 USDT | $43,700 | $43,679 | −0.0% |
| Oct 2023 | $1 | 99.4642 USDT | $65,500 | $65,194 | −0.5% |
| May 2024 | $0.9995 | 99.5488 USDT | $87,300 | $86,816 | −0.6% |
| Dec 2024 | $0.9988 | 99.6185 USDT | $109,100 | $108,424 | −0.6% |
| Aug 2025 | $0.9996 | 99.5428 USDT | $130,900 | $130,188 | −0.5% |
| Mar 2026 | $0.9999 | 99.5053 USDT | $152,700 | $151,929 | −0.5% |
| Oct 2026 | $0.9993 | 99.5671 USDT | $174,200 | $173,222 | −0.6% |
Tether DCA FAQ
Is DCA into Tether a good idea?
Dollar-cost averaging spreads your entry price over time, so you never put everything in at a top, at the cost of giving up some upside when prices only rise. In this backtest $100 daily since Jan 1, 2022 returned -0.6% against -0.6% for a lump sum on day one. Whether it suits you depends on your income, horizon and risk tolerance; this page is educational, not advice.
DCA or lump sum: which is better?
Historically a lump sum wins more often in rising markets because the money is exposed longer, while DCA wins when prices fall after the start date. The DCA vs lump sum panel above runs both for the window you chose, net of the same fee.
How are fees handled?
The exchange fee you enter is taken out of every purchase before coins are bought, so "total invested" is the gross amount you paid and "coins accumulated" reflects what the fee left. Recurring-buy fees on exchanges range from zero to about 1.5%; 0.5% is the default.
Where does the price data come from?
Coinucation stores a daily close for Tether from Coinbase candles back to listing and CoinGecko for the last year, 1,984 days as of Oct 8, 2026. Today's value uses the price from our 20-minute sampler. Each purchase uses the close on its scheduled day; charts sample monthly.
What does annualised return mean here?
It is the money-weighted rate (an internal rate of return) that turns the sequence of purchases into today's value, so later purchases count for less time than early ones. It is an approximation and says nothing about future returns.
Calculations use monthly closes for charts and the daily close on each purchase date for totals. Past performance is not a forecast. Not investment advice. Ownership disclosure.
USDT trades against USD on Kraken. Coinucation may earn a commission if you sign up through this link; it does not change our data or coverage.
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USDT DCA by start year
$100 per purchase, fees 0.5%| Since | Daily | Weekly | Monthly | Lump sum |
|---|---|---|---|---|
| Jan 2022 | $173,222 -0.6% | $24,759 -0.6% | $5,768 -0.5% | -0.6% |
| Jan 2023 | $136,924 -0.6% | $19,588 -0.6% | $4,575 -0.5% | -0.5% |
| Jan 2024 | $100,640 -0.6% | $14,419 -0.6% | $3,382 -0.5% | -0.6% |
| Jan 2025 | $64,245 -0.6% | $9,249 -0.5% | $2,188 -0.5% | -0.4% |