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CoinucationZcash DCA calculator: $100 monthly since 2021
What a recurring buy would be worth today. Uses Coinucation's daily close history, not a model; fees and taxes are optional below. What is dollar-cost averaging?
$100 monthly into Zcash since Jan 1, 2021 is worth $146,836 today on $7,000 invested across 70 purchases, a +1997.7% result with an average cost of $53.98 against $1,132 now. A lump sum of the same $7,000 on Jan 1, 2021 would be $138,592.
Invested vs value
monthly $100 buysPurchase schedule
Every 9 months shown| Date | Price | Bought | Invested to date | Value then | P/L then |
|---|---|---|---|---|---|
| Jan 2021 | $56.9 | 1.7487 ZEC | $100 | $100 | −0.5% |
| Oct 2021 | $115 | 0.8666 ZEC | $1,000 | $978 | −2.2% |
| Jul 2022 | $53.46 | 1.8612 ZEC | $1,900 | $874 | −54.0% |
| Apr 2023 | $38.27 | 2.5999 ZEC | $2,800 | $1,349 | −51.8% |
| Jan 2024 | $27.79 | 3.5804 ZEC | $3,700 | $1,816 | −50.9% |
| Oct 2024 | $26.65 | 3.7336 ZEC | $4,600 | $2,661 | −42.1% |
| Jul 2025 | $36.92 | 2.695 ZEC | $5,500 | $4,455 | −19.0% |
| Apr 2026 | $247 | 0.4021 ZEC | $6,400 | $31,813 | +397.1% |
| Oct 2026 | $1,438 | 0.0692 ZEC | $7,000 | $186,519 | +2564.6% |
Zcash DCA FAQ
Is DCA into Zcash a good idea?
Dollar-cost averaging spreads your entry price over time, so you never put everything in at a top, at the cost of giving up some upside when prices only rise. In this backtest $100 monthly since Jan 1, 2021 returned +1997.7% against +1879.9% for a lump sum on day one. Whether it suits you depends on your income, horizon and risk tolerance; this page is educational, not advice.
DCA or lump sum: which is better?
Historically a lump sum wins more often in rising markets because the money is exposed longer, while DCA wins when prices fall after the start date. The DCA vs lump sum panel above runs both for the window you chose, net of the same fee.
How are fees handled?
The exchange fee you enter is taken out of every purchase before coins are bought, so "total invested" is the gross amount you paid and "coins accumulated" reflects what the fee left. Recurring-buy fees on exchanges range from zero to about 1.5%; 0.5% is the default.
Where does the price data come from?
Coinucation stores a daily close for Zcash from Coinbase candles back to listing and CoinGecko for the last year, 2,131 days as of Oct 8, 2026. Today's value uses the price from our 20-minute sampler. Each purchase uses the close on its scheduled day; charts sample monthly.
What does annualised return mean here?
It is the money-weighted rate (an internal rate of return) that turns the sequence of purchases into today's value, so later purchases count for less time than early ones. It is an approximation and says nothing about future returns.
Calculations use monthly closes for charts and the daily close on each purchase date for totals. Past performance is not a forecast. Not investment advice. Ownership disclosure.
ZEC trades against USD on Kraken. Coinucation may earn a commission if you sign up through this link; it does not change our data or coverage.
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