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CoinucationStellar DCA calculator: $100 daily since 2023
What a recurring buy would be worth today. Uses Coinucation's daily close history, not a model; fees and taxes are optional below. What is dollar-cost averaging?
$100 daily into Stellar since Jan 1, 2023 is worth $186,961 today on $137,600 invested across 1376 purchases, a +35.9% result with an average cost of $0.1464 against $0.1990 now. A lump sum of the same $137,600 on Jan 1, 2023 would be $375,800.
Invested vs value
daily $100 buysPurchase schedule
Every 172 days shown| Date | Price | Bought | Invested to date | Value then | P/L then |
|---|---|---|---|---|---|
| Jan 2023 | $0.0725 | 1,372.7167 XLM | $100 | $100 | −0.5% |
| Jun 2023 | $0.0867 | 1,147.9136 XLM | $17,300 | $16,707 | −3.4% |
| Dec 2023 | $0.1234 | 806.3732 XLM | $34,500 | $41,450 | +20.1% |
| May 2024 | $0.1062 | 937.0791 XLM | $51,700 | $50,915 | −1.5% |
| Nov 2024 | $0.2319 | 429.129 XLM | $68,900 | $151,809 | +120.3% |
| May 2025 | $0.3217 | 309.2953 XLM | $86,100 | $227,468 | +164.2% |
| Oct 2025 | $0.3181 | 312.7534 XLM | $103,300 | $241,384 | +133.7% |
| Apr 2026 | $0.1705 | 583.5161 XLM | $120,500 | $144,233 | +19.7% |
| Oct 2026 | $0.199 | 500.1106 XLM | $137,600 | $186,961 | +35.9% |
Stellar DCA FAQ
Is DCA into Stellar a good idea?
Dollar-cost averaging spreads your entry price over time, so you never put everything in at a top, at the cost of giving up some upside when prices only rise. In this backtest $100 daily since Jan 1, 2023 returned +35.9% against +173.1% for a lump sum on day one. Whether it suits you depends on your income, horizon and risk tolerance; this page is educational, not advice.
DCA or lump sum: which is better?
Historically a lump sum wins more often in rising markets because the money is exposed longer, while DCA wins when prices fall after the start date. The DCA vs lump sum panel above runs both for the window you chose, net of the same fee.
How are fees handled?
The exchange fee you enter is taken out of every purchase before coins are bought, so "total invested" is the gross amount you paid and "coins accumulated" reflects what the fee left. Recurring-buy fees on exchanges range from zero to about 1.5%; 0.5% is the default.
Where does the price data come from?
Coinucation stores a daily close for Stellar from Coinbase candles back to listing and CoinGecko for the last year, 2,765 days as of Oct 7, 2026. Today's value uses the price from our 20-minute sampler. Each purchase uses the close on its scheduled day; charts sample monthly.
What does annualised return mean here?
It is the money-weighted rate (an internal rate of return) that turns the sequence of purchases into today's value, so later purchases count for less time than early ones. It is an approximation and says nothing about future returns.
Calculations use monthly closes for charts and the daily close on each purchase date for totals. Past performance is not a forecast. Not investment advice. Ownership disclosure.
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